Although where we travel is relatively safe, it's important that you cover yourself for the unexpected by arranging travel insurance before you go. You understand and accept the inherent risks of choosing to travel. We recommend that you purchase comprehensive travel insurance to cover each Traveler. If you have not received a travel insurance quote, and require recommendations of where to procure insurance please let us know as soon as possible.

Travel medical insurance is compulsory for all Travelers for the duration of their Booking. We require that Traveler medical insurance covers a minimum of USD $200,000 for emergency evacuation and repatriation coverage. Some Travelers have sufficient insurance through their employer or credit card company, and others need to purchase an additional policy to fulfill this requirement. More extensive coverage, including trip cancellation and trip interruption insurance is recommended but not mandatory.

If you decline to purchase travel insurance, you assume all risk and financial responsibility relating to your Trip, including: (1) travel changes, interruptions, or cancellations; (2) baggage delays or loss; (3) travel supplier defaults; (4) medical costs; (5) accidents and emergencies; and (6) any other loss, cost, injury, or death that may arise.

Travel insurance covers matters expressly included in each policy. You understand that insurance policies may exclude coverage relating to certain matters, including: (1) pre-existing medical conditions; (2) trip interruptions relating to any pandemic or epidemic; and (3) risk locations and activities. You hold us harmless if an insurance provider denies any of your claims for any reason.

This clause will survive termination of these Terms.